Workers’ Comp Solutions

Hecht-Stout Insurance provides a one-of-a-kind full-inspection of your Workers’ Comp programs and insurance to insure you are provided the best coverage for your business, protecting you and your company.

Workers’ Compensation insurance protects employers from claims resulting from injuries to employees. It protects your business from lawsuits and provides employees with compensation for on-the-job injuries.  By law, most employers are required to provide coverage for lost wages and medical bills incurred as a result of on-the-job accidents or illnesses. For many businesses, workers comp coverage is the largest part of its insurance expense.

Studies show that prompt claim reporting is central to successful workers’ compensation claim resolution. And, because many states have strict reporting requirements, prompt incident reporting also helps to fulfill your state-specific obligations, thereby minimizing your risk of notice-related fines or disciplinary action.

We take your insurance protection program seriously.  We will:

  • Tour your Facilities/Premises
  • Interview Key Managers
  • Collect Insurance Specs
  • Confirm Workers’ Compensation Classifications
  • Audit the Workers’ Compensation EMR
  • Forecast the Workers’ Compensation EMR
  • Offer Workers’ Compensation Dividend Refund Incentive Program (if applicable)
I suffered severe water damage to my finished basement, Hecht-Stout worked with my insurer and stood by me for a positive outcome when I needed them most.
- Cheryl C. Peoria